"The Money Quotient book is a practical guide for parents and children to build the right mindset, habits, and foundations for lasting financial freedom. With simple, actionable lessons, this book empowers families to model financial stability and achieve financial breakthroughs together."

Empowering the Next Generation Through Financial Literacy
Learn Through Proven Systems. Build A Future With Purpose.

BOOKS
Money Quotient Book

Comprehensive guide to practical financial literacy.
Teaching Guide & Worksheets

Ideal for schools, educators & trainers.
Coursebook

Great for classroom use
BEHIND THE STORY
In this talk, Raymond Gabriel shares his early journey of building People Systems Consultancy and the hard truths of running a business as a one-man show. From juggling sales, training, finance, and client servicing, he reveals the first and most crucial strategy every entrepreneur must master, which is consistent business development. Raymond explains why too many business owners get caught up in operations and product development, forgetting to grow their pipeline, which leads to financial struggles. His advice is clear and powerful, carve out time every day to call, connect, and meet with clients. No matter how busy you are, business growth starts with business development.
In this inspiring session, Raymond Gabriel breaks down why so many people struggle to build lasting wealth. He highlights how the lack of purpose often leads to greed, herd mentality, and covetousness, traps that keep people stuck. Raymond reminds us that true wealth is not about chasing quick wins, but about aligning money with meaning. As he beautifully concludes, ‘It’s not a race, it’s a journey of life.’
Contact Us
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